Your New Patio or Granny Flat. Sooner Than You Think.
- No impact on your credit score
Our Finance Partner
Flexible Finance Through Handypay
Classic Patios has partnered with Handypay to offer a simple, low-rate way to fund your outdoor living space or granny flat. Handypay is an Australian lender specialising in home improvement finance, so you get straight answers and a payment plan that works for your budget.
Outstanding Value Personal Loans
Best For Quality Personal Loans
Classic Patios (WA) Pty Ltd acts as a referrer to Handypay. A referral fee may be paid to Classic Patios upon successful settlement of your loan.
Simple, Flexible Finance
$2,001-$100,000
Loan Amount
1–7 Years
Repayment Terms
Repayment Frequency
Weekly, Fortnightly or Monthly
$0 Monthly Fee
No Monthly Fees
Early Repayment
$0 Early Exit Fees
Indicative Example
What Could It Look Like For You?
Flexible Repayments
From $72
Choose weekly, fortnightly or monthly repayments to suit your budget. Get a free, no-obligation rate estimate based on your own project and preferred term.
Repayments depend on your approved rate, loan amount and term. Finance provided by Handypay, subject to approval.
How It Works
Check Your Rate
Speak With Handypay
Build Now, Pay Your Way
Repayments aligned to your income: weekly, fortnightly or monthly. No monthly fees, no early exit fees.
Do You Qualify?
- Aged 18 or over
-
Australian citizen or
permanent resident
-
Currently employed with
regular income
- Finance for personal use only
“If you are unsure whether you qualify, Handypay’s team can help – checking your rate does not affect your credit score.”
No Hidden Fees. Ever.
No Monthly Fees
You only pay interest on what you borrow.
No Early Repayment Fees
Pay it off sooner with zero penalties.
No Early Exit Fees
Flexibility to close your loan whenever suits you.
Common Questions About Finance
How much can I borrow for a payment plan?
With Handypay, the amount you can borrow ranges from $2,001 to $100,000. They’ll look at your income, credit history, and how much debt you currently have to determine the payment plan amount that suits your requirements and objectives. Each plan will match your unique needs to make sure it fits your budget comfortably. To estimate your repayments, check out Handypay’s calculator.
What will my interest rate look like?
Information coming soon. Please contact us for the latest information about Handypay finance options.
How does Handypay offer lower rates than traditional lenders?
Will I be charged for paying off my payment plan early?
No. Handypay does not charge early repayment fees. You can repay your payment plan early without incurring any early repayment fees. Please refer to your finance agreement for the full terms and conditions.
How do repayments work?
Am I eligible for a payment plan?
To be eligible for a Handypay payment plan you must:
- Be 18 years of age or older.
- Be a citizen or permanent resident of Australia.
- Have no outstanding or unpaid defaults.
- Have no history of bankruptcy, nor be party to court judgment.
- Not be in hardship with a different financial provider.
- Have a regular income via active employment, whether employed or self-employed.
- Meet Handypay’s credit eligibility criteria.
You can find out more here.